Terms and Conditions

Welcome to insurancesprout.com!

Terms and Conditions

Effective Date: 02/19/2026

Welcome to InsuranceSprout (“Website”). By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this Website.

Educational Purpose Only

The information provided on this Website is for general educational and informational purposes only. We do not provide financial, legal, tax, or insurance advice.

Nothing on this Website should be interpreted as professional advice or as a recommendation to purchase any specific insurance policy or product. Always consult with a licensed insurance professional or qualified advisor regarding your specific situation.

No Client Relationship

Your use of this Website does not create a client, advisory, or fiduciary relationship between you and Insurance Sprout LLC. We do not act as your insurance agent, broker, or representative.

Accuracy of Information

We strive to provide accurate and up-to-date information. However, insurance regulations, coverage options, and pricing vary by provider and state and may change without notice.

We make no warranties or guarantees regarding:

• Accuracy

• Completeness

• Reliability

• Timeliness

Use of the information on this Website is at your own risk.

Calculators and Tools

Any calculators, estimators, or interactive tools provided on this Website are for general educational purposes only. Results are estimates and should not be relied upon as financial, legal, or insurance advice.

Actual coverage needs and costs may vary significantly.

Third-Party Links

This Website may contain links to third-party websites for additional information. We do not control or endorse third-party content and are not responsible for:

• Accuracy of third-party information

• Privacy practices

• Products or services offered

Visiting third-party websites is done at your own risk.

Affiliate Disclosure

This website may contain affiliate links. We may earn a commission if you purchase through certain links, at no additional cost to you. All content is provided for educational purposes only.

Intellectual Property

All content on this Website, including text, graphics, logos, and design elements, is the property of Insurance Sprout LLC unless otherwise stated.

You may not:

• Copy

• Reproduce

• Republish

• Distribute

• Modify

Any content from this Website without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, Insurance Sprout LLC shall not be liable for any damages arising from:

• Use of this Website

• Reliance on information provided

• Errors or omissions

• Technical interruptions

This includes direct, indirect, incidental, or consequential damages.

No Guarantees

We do not guarantee:

• Approval for insurance coverage

• Premium rates

• Policy availability

• Eligibility

Insurance decisions are determined by licensed providers.

Privacy

Your use of this Website is also governed by our Privacy Policy. Please review it to understand how information is collected and used.

Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the Website after changes are posted constitutes acceptance of those changes.